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The Cottons Library

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Guidance for SMEs

How to Obtain Bank Funding

In the wake of the credit crunch bank lending to businesses became almost more of a holy grail than an everyday option, however, nearly a

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Consultants and freelancers in a co-working space
Accounting Advice

What Makes A Good Accountant?

When considering the characteristics of a good accountant, adjectives such as rational and logical often crop up but it takes a lot more than patience

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Tax support from Cottons Chartered Accountants
Guidance for SMEs

UK VAT Rates

There are currently three different rates of value added tax which apply to most commercial enterprises; standard, reduced and zero.

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VAT spelled with scrabbled letters
Guidance for SMEs

What is VAT?

Value Added Tax, aka VAT, is excised on the sale of most goods and services. VAT, most commonly charged at 20%, is added to the cost

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