Northampton: 01604 632116
Daventry: 01327 879090

Rugby: 01788 579033
London: 0203 906 6444

Milton Keynes: 01908 414 136
Corporate Finance: 01788 579033


Accountants in Rugby

Our Rugby Office

Cottons Chartered Accountants Rugby is located in the heart of the town’s centre. Led by Partners Mark Palmer, Dave Ingram and Emma Reid who, supported by their strong team, enjoy a loyal and lasting partnership with their clients.

The Rugby team offer comprehensive accounting and taxation services to a wide range of business sectors and individuals. Rugby is home to the Cottons Cloud Accounting team, enabling us to support our clients embrace the many technological changes that are currently taking place.

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Our Rugby based team are constantly working to support the local community to thrive, finding it rewarding to watch their clients and their town prosper.

“We have really enjoyed working in Rugby since 2008, building relationships with our clients and other businesses, we think the future of the town looks very positive and our aim is to continue to support the growth.” Mark Palmer, Partner.

Committed to Rugby

We take a great pride in being part of the Rugby business community and want to support local businesses by saving them time, keeping them tax efficient and giving them a value for money service. A stone’s throw away from Rugby’s Clock Tower, our office is at the heart of Rugby town centre with dedicated parking for our clients. Our central location allows us to keep our finger on the pulse of what is happening in and around Rugby.

Why Choose Cottons

We understand our clients

The team at Cottons in Northampton work alongside you and your business to ensure that we fully understand your requirements.


Cottons regularly review your affairs to identify any beneficial alternatives to your structure and strategy. This also includes our future-proofing mentality, by ensuring we are ready for the implementation of HMRC Digital.

Our software

As Platinum partners of Xero and also partners of Sage and Quickbooks, Cottons are able to support your business using the latest in industry standard software. We are able to aid in streamlining your business processes and give you access whenever you need it. These systems are future-proof and already set up to work with HMRC Digital in the future.

Bringing More to your Organisation

The Cottons network of Chartered Accountants provides you with an unrivalled combination of size, expertise and friendly, personal service.


Our accountants and tax advisors and in Rugby provide the following services:

  • Accounts Preparation.
  • Bookkeeping and Payroll.
  • Tax Advisory & Compliance.
  • Management Accounting.
  • Accounting Software Advice and Training including ensuring your business is ready for Making Tax Digital
  • Financial Forecasting and Cash Flow.
  • Strategic Planning: Getting ready for growth.
  • Succession Planning.
  • Corporate Finance.

Our Rugby team specialise in the following sectors:

Accountants in Rugby - Image 1

View our Brochure

To learn more about our office, it’s history, our team and the services we provide, you can view our brochure online by clicking on the image above.

Our Rugby Team

Mark Palmer F.C.A
Partner – Accountant
He specialises in general tax planning advising both owner managed businesses and private individuals Mark said “My job is varied, I like to develop a relationship with my clients and find that I am often the first port of call on matters that have little to do with accountancy”
Dave Ingram F.C.C.A.
Partner - Accountant
Dave joined Cottons in 1987 as a trainee and went on to qualify with the firm in 1992. He helped set up the firm’s second office in Northampton and became a Partner in July 1999. Dave now works in our Rugby office as a general practitioner, is a Responsible Individual for audit reports and is also the Employment Partner for the whole firm.
Emma Reid A.C.A
Partner - Accountant
Emma joined Cottons as a trainee in 2004 following the completion of an Accounting with Law degree at the University of East Anglia. Four years later she qualified as a Chartered Accountant whilst building experience working in general practice in our Daventry office. Since 2011 Emma has been based from our Rugby office working closely with owner-managed SMEs in a wide range of sectors to fulfil their accounting and taxation requirements, she made partner in 2018. Outside of work Emma enjoys spending time with her young family.
James Melvin B.A., A.C.A
Corporate Finance Manager
James has been with Cottons since 2006, qualifying as a Chartered Accountant four years later. In addition to his role as Corporate Finance Manager, James also provides ongoing support to clients and colleagues across the practice. He demonstrates strong technical knowledge and performs the role of Audit Manager for a number of our clients
Lucy Hawkins A.C.C.A.

Lucy Hawkins has joined us as Client Manager at the Rugby office, working directly with the partners to offer our pro-active service to all clients. Lucy also oversees the development and mentoring of our trainee accountants.

Lucy qualified as a Certified Chartered Accountant in 2012 and has over 14 years of experience. She initially worked in our Daventry office but has since moved to join us at Rugby to support the growing practice.

In her spare time she enjoys camping in the UK with her family.

Oliver Vale
Part Qualified Accountant
Oli joined Cottons at our Southam office as an AAT apprentice accountant in 2011 before relocating to his home town of Rugby three years later. He is currently in the final stages of his ACCA training and hopes to have qualified as a chartered accountant during 2018. Oli works with a variety of different businesses including preparing monthly management accounts for several customers. When not at work Oli enjoys playing football for a local 6 a side team as well as adjusting to the joys of parenthood after the arrival of his son, Lewis, in October 2017.
Sarah Palmer
Sarah joined the Rugby Office Team in 2008 maintaining clients’ books, preparing VAT returns and annual accounts. Sarah works with a number of our farming clients and, at weekends, can be found out enjoying the countryside with her horse, Victor.
Zack Rees
Trainee Accountant

Zack joined Cottons at our Rugby office in 2015 as a trainee accountant after completing his Accounting & Finance degree at De Montfort University. He is currently studying for the A.C.A qualification. Outside of work Zack competes in the local Rugby & District Pool league and is a proud supporter of Liverpool FC.

Mai Chung
Trainee Accountant

Mai joined Cottons in 2015 as a trainee accountant having studied for a Master of Mathematics degree at the University of Liverpool. Her role at Cottons involves preparing accounts and tax returns, as well as working on both statutory and solicitors account audits. She is currently studying towards her ACA qualification. In her spare time, Mai enjoys spending time with friends & family, eating out and going to the gym.

Mike Jefferson M.A.A.T
Cloud Software Specialist

Mike Joined Cottons in March 2018 as part of our Cloud Accounting team. He is currently working towards his final ACA papers and is aiming to become fully qualified in 2019. Outside of work, Mike enjoys both playing and coaching football.

Lorraine Perham

Lorraine joined Cottons at the Rugby Office in December as a receptionist and secretary, working alongside Julie. Outside of work Lorraine’s passion is her Spanish Andalusian horse, Verano, riding to music and exploring the countryside with him. Lorraine also enjoys spending time with her family in Leicestershire.

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