Why do you need a Business Plan for your Start Up?

“A goal without a plan is just a wish.”
― Antoine de Saint-Exupéry


Choosing to start up a new business is both an exciting and challenging endeavour.

It may come as no surprise that a large number of start-up businesses fail due to poor planning.

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Beware calls or automated messages from HMRC saying you are under investigation!

At Cottons, we have noticed an increase in clients receiving cold calls, automated messages or voicemails from scammers impersonating HMRC.

Clients are told that they are under investigation for non-payment of taxes and that they are to call a number to discuss this matter further. On calling this number they are then instructed to pass over their bank details.

Please be assured that this is a scam. These scams are widely reported in the media and by HMRC. While HMRC occasionally uses phone calls or automated messages these generally use a recognisable reference number. HMRC are also unlikely to contact you about a matter such as this out of the blue.

If you do receive a cold call or are unable to verify the identity of the caller please end the call immediately.

To help HMRC investigations you should report full details of the scam by email to phishing@hmrc.gsi.gov.uk, including the date of the call, phone number used and content of the call.

If you do have any concerns with regards to this please contact us and we will be happy to discuss this further.

A Guide to Good Bookkeeping

Small business owners are often required to wear many hats, overseeing a range of tasks from project management to customer service and everything in between. The multitude of responsibilities for those at the helm of SMEs can be time-consuming and often overwhelming.

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Why We’re All Moving to The Cloud

In Britain, where we are often subjected to four seasons in one day, we could all be forgiven for wanting to see the back of clouds for good. However, there’s a new cloud on the scene and it’s one that business owners need to embrace…

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At Cottons, we offer a free consultation with our team -

No obligation, no pressure and no industry jargon.

Contact us for a free, no obligation meeting to see how we can help you.