Our Rugby Office is Open

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and individuals across Warwickshire

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Cottons Chartered Accountants Rugby is located in the heart of the town’s centre. Led by Partners Mark Palmer, Dave Ingram and Emma Reid who, supported by their strong team, enjoy a loyal and lasting partnership with their clients.

The team at our Rugby office offer comprehensive accounting and taxation services to a wide range of business sectors and individuals. Rugby is home to the Cottons Cloud Accounting team, enabling us to support our clients embrace the many technological changes that are currently taking place.

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Give us a call

01788 579 033

Find our office

Chestnut Field House, Chestnut Field, Rugby, CV21 2PD

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Our office in Rugby offers:

  • Accounts Preparation.
  • Bookkeeping and Payroll.
  • Tax Advisory & Compliance.
  • Management Accounting.
  • Accounting Software Advice and Training
  • Financial Forecasting and Cash Flow.
  • Strategic Planning: Getting ready for growth.
  • Succession Planning.
  • Corporate Finance.

Why Choose Cottons?

Committed to Rugby

We take a great pride in being part of the Rugby business community and want to support local businesses by saving them time, keeping them tax efficient and giving them a value for money service. A stone’s throw away from Rugby’s Clock Tower, our office is at the heart of Rugby town centre with dedicated parking for our clients. Our central location allows us to keep our finger on the pulse of what is happening in and around Rugby.

Our team are ideally located

Our Rugby team is ideally located near the town centre. We also have free parking at our office for you convenience.

We understand our clients

The team at Cottons in Rugby work alongside you and your business to ensure that we fully understand your requirements.


Cottons regularly review your affairs to identify any beneficial alternatives to your structure and strategy. This also includes our future-proofing mentality, by ensuring we are ready for the implementation of HMRC Digital.

Our software

As Platinum partners of Xero and also partners of Sage and Quickbooks, Cottons are able to support your business using the latest in industry standard software. We are able to aid in streamlining your business processes and give you access whenever you need it. These systems are future-proof and already set up to work with HMRC Digital in the future.

Bringing More to your Organisation

The Cottons network of Chartered Accountants provides you with an unrivalled combination of size, expertise and friendly, personal service.

Our team in Rugby specialise in the following sectors:

Cottons Wealth Management

Cottons Wealth Management offer a number of key services to offer you peace of mind when it comes to your money including:

  • Retirement Planning
  • Financial Planning
  • Investment Planning
  • Estate Planning
  • Business Protection
  • Long Term Care-Planning


To discuss these services please visit our site 

Our Rugby Team

Mark Palmer

Mark Palmer F.C.A

Partner – Accountant
He specialises in general tax planning advising both owner managed businesses and private individuals Mark said “My job is varied, I like to develop a relationship with my clients and find that I am often the first port of call on matters that have little to do with accountancy”
Dave Ingram

Dave Ingram F.C.C.A.

Partner – Accountant

Dave joined Cottons in 1987 as a trainee and went on to qualify with the firm in 1992. He helped set up the firm’s second office in Northampton and became a Partner in July 1999. Dave now works in our Rugby office as a general practitioner, is a Responsible Individual for audit reports and is also the Employment Partner for the whole firm.

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Emma Reid F.C.A

Partner - Accountant
Emma joined Cottons as a trainee in 2004 following the completion of an Accounting with Law degree at the University of East Anglia. Four years later she qualified as a Chartered Accountant whilst building experience working in general practice in our Daventry office. Since 2011 Emma has been based from our Rugby office working closely with owner-managed SMEs in a wide range of sectors to fulfil their accounting and taxation requirements, she made partner in 2018. Outside of work Emma enjoys spending time with her young family.
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James Melvin B.A., A.C.A

Corporate Finance Manager
James has been with Cottons since 2006, qualifying as a Chartered Accountant four years later. In addition to his role as Corporate Finance Manager, James also provides ongoing support to clients and colleagues across the practice. He demonstrates strong technical knowledge and performs the role of Audit Manager for a number of our clients
Ollie Vale

Oliver Vale

Part Qualified Accountant
Oli joined Cottons at our Southam office as an AAT apprentice accountant in 2011 before relocating to his home town of Rugby three years later. He is currently in the final stages of his ACCA training and hopes to have qualified as a chartered accountant during 2018. Oli works with a variety of different businesses including preparing monthly management accounts for several customers. When not at work Oli enjoys playing football for a local 6 a side team as well as adjusting to the joys of parenthood after the arrival of his son, Lewis, in October 2017.
Sarah Palmer

Sarah Palmer

Sarah joined the Rugby Office Team in 2008 maintaining clients’ books, preparing VAT returns and annual accounts. Sarah works with a number of our farming clients and, at weekends, can be found out enjoying the countryside with her horse, Victor.
Zack Rees

Zack Rees

Trainee Accountant
Zack joined Cottons at our Rugby office in 2015 as a trainee accountant after completing his Accounting & Finance degree at De Montfort University. He is currently studying for the A.C.A qualification. Outside of work Zack competes in the local Rugby & District Pool league and is a proud supporter of Liverpool FC.
Mai Chung

Mai Chung

Trainee Accountant
Mai joined Cottons in 2015 as a trainee accountant having studied for a Master of Mathematics degree at the University of Liverpool. Her role at Cottons involves preparing accounts and tax returns, as well as working on both statutory and solicitors account audits. She is currently studying towards her ACA qualification. In her spare time, Mai enjoys spending time with friends & family, eating out and going to the gym.
Mike Jefferson

Mike Jefferson M.A.A.T

Cloud Software Specialist
Mike Joined Cottons in March 2018 as part of our Cloud Accounting team. He is currently working towards his final ACA papers and is aiming to become fully qualified in 2019. Outside of work, Mike enjoys both playing and coaching football.
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James Warwick

Part Qualified Accountant

James joined Cottons at our Rugby office in 2017 as a trainee accountant after completing a degree for Accounting & Finance at Coventry University. James became a part qualified accountant in 2019 and aims to be fully qualified in the near future. When not at work, James enjoys seeing the latest cinema releases and has a strong passion for Formula One. He is also a supporter of Coventry City FC.

Lorraine Pernham

Lorraine Perham

Lorraine joined Cottons at the Rugby Office in December as a receptionist and secretary, working alongside Julie. Outside of work Lorraine’s passion is her Spanish Andalusian horse, Verano, riding to music and exploring the countryside with him. Lorraine also enjoys spending time with her family in Leicestershire.